First thing is, despite you been working in an organization and the account which you had and have with the bank the same cannot be freezed by the bank on the instructions of the organization without court orders or where any investigation is undertaken by investigating agency. Where any such representation reaches the bank, the bank will inform you about the same. Even if the account is freezed, the amount can never be withdrawn by the bank and no fixed deposits can be made in your name, as the same is improbable, as for making fixed deposits the bankers do need your signatures on the application and where it is term deposit there is signature on the certificate.
If you are suspected of certain crimes involving fraud, embezzlement, theft or the sale of illegal drugs, law enforcement may be empowered to freeze your bank accounts as part of the investigation and evidence collection process. This is done to prevent you from closing your bank accounts and hiding or otherwise getting rid of potential evidence. Tracing your finances is particularly important in large-scale fraud or drug distribution cases to determine where deposits originate from and to determine the total amount of cash involved in the fraud, theft or other crime.
Now the question arise is:
1. How many days later to you resigning the organization, this incidence has taken place?
2. Pls check with reords available to you, during the course of your service with the organization were you ever issued with any notice or any inquiry was conducted as against you and may be of which you were not aware of?
3. Was it is so that you were made to resign or you resign oz you got opportunity in some other organization with better prospects.
If the answer to point no. 2 is No and 3 is for better prospects, then in such event, you can prefer/file criminal complaint as against the organization of conspiracy and cheating and as well file complaint as against the bank u/s 12 of Consumer Protection Act for deficiency in services for freezing your account without your knowledge and consent.