RE: LOANS/CREDIT CARD
Vikas
(Querist) 25 May 2011
This query is : Resolved
Hi,
I have settled the PERSONAL LOANS/CREDIT CARD dues of the banks recently.
Now,I would like to know that what is the procedure to remove my name from CIBIL’s defaulter list. How many days it will take and any fees is there?
If my name still showing in the CIBIL list, can I apply for Home Loan from any Financial Institution / Bank or I need to wait to removal of my name from the CIBIL list.
Thks,
Guest
(Expert) 25 May 2011
Repeated question. Already replied. However reply posted again as follows:
Reply to your question lies in the website of CIBIL. You may check any information at the following site:
http://www.cibil.com/d2c/disputefaqs.htm
Guest
(Expert) 31 May 2011
After removing your name in defaulter list you can apply for home loan.
And for removing your name in the procedure:
Your name will in cibil did any bank reject ur file for loan or did u unpaid any type of due of banks
1stly if u have any loan from any bank n u fail to pay then bank will put ur name in cibil or even ur cheque return also
2ndly if u have credit card before which u settle the amount with banker then also ur name will be in cibil
or if u wish to cheak cibil repor then
you have to visit www.cibil.com
download request form fill up with docs require
attach with142/- demad draft in the name of
credit infromation bureau (india) limited payable at mumbai
n wait for 10 working days they will reply you in ur e-mail .
