FD receipt - lost - How to claim from Bank

P.S.KESAVAN (Querist) 26 April 2011 This query is : Resolved
FD is taken in a natioanlised bank .
Orginal FD is lost .
How to claim the amt before or after maturity with Bankers

Secondly if the holder of FD is not alive and orginal FD is lost . Nomination is made in name of X by FD holder when he was alive

How X can claim with bank in the absence of orginal FD receipt and what are the documents cum procedure to be complied with Bankers

Regards
kesavan

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Advocate. Arunagiri (Expert) 26 April 2011
X has to give letter to the banker along with the death certificate and his ID and address proof to the satisfaction of the bank.

If you have the FD number and other relavant details, you can get the refund, even if you dont possess the original.