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commercial use of tractor/claim petition

(Querist) 26 August 2010 This query is : Resolved 
R/Experts
I am representing a tractor owner in a claim petition(Death Case)Tractor is insured for agriculture use only but at the time of accident tractor was being used for transporation of bricks(Commercial use)Insurance co. has taken a plea that as the tractor was indulged in commercial activities,wheras tractor was insured for agriculture work only.so tractor owner/insured violate policy term and conditions,therefore insurance co. is not liable.What i can do in given facts.Kindly help.Thanx
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s.subramanian (Expert) 26 August 2010
There is violation of policy terms. Hence insurance company is not liable.
Chanchal Nag Chowdhury (Expert) 29 August 2010
Try to show that the transportation of bricks was in aid of your agriculture use.

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