correction in Cibil report

This query is : Resolved 

Querist : Anonymous (Querist)
15 October 2018

I have taken loan in HDBFS. Due to pending dues it went to Written off stage.I totally closed loan amount with penalties, dues and other charges.Taken loan closure letter.In Cibil report it was mentioned as Post( wo) Settlement. I wrote letter to lender and Cibil, when I paid total amount for closure of loan, why it is mentioned as Post Settlement in stead of Closed. The lender is fixed on Post Settlement.I was not partly paid amount, i paid total amount with penalties and other charges. What can I do now?

Isaac Gabriel (Expert)
16 October 2018

Mr. Anonymous, it is synonymous that you were a wilful defaulter.

Dr J C Vashista (Expert)
16 October 2018

Anonymous author is not obliged by experts as per rule of this platform.

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