Case against bank employees in district consumer forum
ravi kumar
(Querist) 13 August 2017
This query is : Resolved
by mistake i ( field officer) along with manager issued a deposit slip of 320000 .but the customer actually deposit 20000 rupees.later manager made a separate deposit slip of 20000 rupees and deposit it in his account on first day of demonetisation i.e 10th nov 2016.now after serving 2 legal notices customer filed a complaint in consumer forum alleging that bank manager ,field officer and clerk have not deposited his 3.20 lac rupees.now the manager is denying that he has not signed on deposit slip.can cctv evidence be a proof in our support? and if found guilty what action bank take against me as iam in probation period.can i challenge bank decision of my termination in court with proper facts and evidence?
P. Venu
(Expert) 13 August 2017
In any proceeding, the onus of proving an averment is on the one who alleges. Moreover, the case ought to against the Bank and Bank need to take a stand on the issue. What is their stand?
Kumar Doab
(Expert) 13 August 2017
CCTV footage of the bank can be irrefutable evidence............
Why you, BM, Bank is not saving it and produce it!
Kumar Doab
(Expert) 13 August 2017
Thanks for agreeing Mr. Suneel Moudgil...
Rajendra K Goyal
(Expert) 13 August 2017
The demonetization was from 09.11.2016.
you can try to safeguard you through footage and all other evidences.
What is the details of denomination wise filled by the customer in the deposit slip?
Details of denomination wise notes may be of help.
Advocate Bhartesh goyal 
(Expert) 13 August 2017
I agree with Mr..P..Venu. complainant has to prove by cogent evidence that he has deposited Rs 320000/-and best evidence is" pay in slip" through which money was deposited and same is kept in Bank and it's counter foil is given to customer.i
Kumar Doab
(Expert) 13 August 2017
Dear Mr. Bhartesh Goyal,
The post referred by you is from Mr. Rajendra K Goyal..............
At the same time;thanks for agreeing with fellow experts................that post from their knowledge and expertise.....
Guest
(Expert) 13 August 2017
A vague query!
.........
Dr J C Vashista
(Expert) 15 August 2017
I agree with expert Mr. PS Dhingra, I could not follow the statement of queriest wherein his stand is contradictory as he stated that by mistake he (filed Officer) along with Manager issued a deposit slip of Rs. 32,000/-.whereas customer actually deposited Rs. 20,000/- and later Manager issued another deposit slip of rs. 20,000/-, which do not reconcile to be accepted as "by chance" or "typographical" error".
The customer fills deposit slip which is being checked by teller before being received. No bank issues such a document/voucher called as "deposit slip issued by banker". I request expert Mr. Rajendra K Goyal (ex-banker) to kindly clarify my concept.
Vague query and fabricated statement cannot lead to form an opinion and advise.
krishna mohan
(Expert) 17 August 2017
I am not sure where deposit by an individual for Rs.3.2 lakhs is permissible during that time. I as a depositor remember bank was asking for all evidence including denomination of deposit in the pay in slip. Bank has pucca system of reconciliation day today. As rightly opined by experts it is for Bank to defend. But I am unable to understand how manager issued deposit slip for Rs.3.2 lakhs for a meager deposit of Rs.20000/-. Also multiple level control mechanism exists especially when the money deposited is Rs.3.2 lakhs!
Kumar Doab
(Expert) 17 August 2017
The entity and post of entity, IT=@PSD is vague.................as always and in all number of ID's created by IT and fake names ID's (including that are blocked and shunted out)
And it is intentional, as always...........
Right from beginning the post in query is amount deposited Rs.20000/ and deposit slip got issued for Rs.320000/ and it is posted in figures and numbers...........
There is nothing vague in query and responses by experts................other than the entity IT=@PSD
Kumar Doab
(Expert) 17 August 2017
Dear Dr. J.C. VASHISTA,
You got carried away and IT=@PSD carried you away..........
It is surprising why would you let IT=@PSD carry you away..........and you post a stinker that is not in good taste also.........
The querist is not at fault............
Manager is at fault for creating another deposit slip and now Manager is denying...
The response of experts other than IT=@PSD is precise and concise............
20000/ can be converted to 320000/ in number, fraudulently, but the transaction need to be jotted down in words also and CCTV footage also, does help.
Mr. Rajendar K Goyal has not been banker as far as I understand but with legal cells of Banks.............
This could be as you have been a legal person with armed forces.........of Republic of India............
While IT=@PSD is neither a lawyer nor the firms that IT flaunts at LCI are Law Firms.........
IT=@PSD has been asked many times but has never posted that even the portals where Ex.LCI Experts post, do not accept IT...........reasons are known to you.................IT=@PSD is habitual offender, abuser and litters IT's daily sarcasm, nuisance,trademark TAMASHAA.........at LCI
Kumar Doab
(Expert) 17 August 2017
Dear LCI Querist @ Mr. Ravi Kumar,
You are under probation.
Generate, gather, download all evidences and keep these secure with you.
You are not at fault, as you must have realized from all precise and concise posts in the thread..
Rajendra K Goyal
(Expert) 17 August 2017
Practically, there are instances, when depositor intentionally or mistakenly filled different particulars / account no./ amount on deposit slip and counter file. Banker put receipt on such counter slip without going in / checking details and have to face problems when the depositor come with claim on the basis of such counter slip after 6-8 months.
Kumar Doab
(Expert) 17 August 2017
It shall be rather easily visible if 20000/- is made to 32000/-
Then in deposit slip the amount in written in words, figures, on both sides and denomination is also mentioned.............
bank must have already captured the requisite details after getting contest from depositor and then 1st legal notice and 2nd legal notice........and then from DCDRF.....
Kumar Doab
(Expert) 17 August 2017
The slip issued by Manager may imply both portions written by Manager.........in full.
In any case it is not your matter if you have not signed on it.
Kumar Doab
(Expert) 17 August 2017
Dear Mr. Krishna Mohan,
You are right that bank has its internal system of reconciliation ...
krishna mohan
(Expert) 05 September 2017
Thanks Mr.Doab. But queriest appears to be silent for all expert advises. Unless he responds the factual state will not be known.
Kumar Doab
(Expert) 07 September 2017
Dear Mr. Krishna Mohan,
Agreeing with you.
Many querists discus to a limit.
Probably the querist has found his answers.
