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Legal rights of widow on her late husband property

Querist : Anonymous (Querist) 26 April 2018 This query is : Resolved 
Good Afternoon,
My sister-in-law husband had got expired on 20-12-2017 and after completing of all Hindu tradional activities we had taken her to our house my sister-in-law husband had bank balance of 6.55 lakhs where he had adopted his parents as nominee and he had also had a property where there is no will. During course of his life time he had taken life insurance policy, 2 policies through organisation and one individual policy. He had adopted his parents as nominee for the policies had through organisation and for individual policy he adopted my sister-in-law as nominee. When my sister-in-law claims death benefits of policy which she was nominee. She had received a letter from SBI life insurance asking succession/legal heir certificate proving her title as they received rival claim from her mother-in-law.
My question is that what is right my sister-in-law is having as nominee and also please let me know rights she was having on the property acquired by her husband and rights on her husband ancestor’s property.
Secondly weather my sister-in-law will have any right in policies where her In-laws are nominees. If we precede legal through court what will be the time taken to judgement.
Lastly if we had any remarriage to my sister-in-law during the legal preceding she will get the benefits or not.
Guest (Expert) 26 April 2018
Nominee is just a Legal Responsibility . Nominee would have no rights. and his duty is to distribute the funds to the Legal Heirs of the deceased. The Wife and children would be the Legal Heirs including the Parents of the deceased and no body else
Guest (Expert) 26 April 2018
Let the Wife of the deceased wait till all the disputes of share is sorted then she could decide about her Remarriage. Discuss with local good advocate.
Ms.Usha Kapoor (Expert) 26 April 2018
Parents in law's Policies taken by her late husband appointing them as nominees the widowed Sister in law has no right. LIC policy taken by her husband appointing her as nominee in her name individually(legal heir as well) She has full rights.In her husband
ds fixed Deposits also which were deposited by her late husband appointing her parents in law as nominees she/Daughter inlaw has 1 share as they are mere trustees for other legal heirs such as their Daughter in law along with her children if any as class 1 legal heirs apart from Mother in law who also is class 1 legal heir.
According to the succession law. Nominee can also be one of the legal heirs.If the following precautions are taken.
Important
• Mention the Full Name, Address, age, relationship to yourself of the nominee.
• Do not write the nomination in favour of “wife” and “children” as a class. Give their specific names and particulars existing at that moment.
• If the nominee is a minor, appoint a person who is a major as an appointee giving his full name, age, address and relationship to the nominee.
As class 1 legal heir she has equal share in her late husband's acquired property along with other class 1 legal heirs her Mother in law and her children.A Hindu widow has right to acquire her husband's ancestral property to the extent of his share in her in laws property. She can become absolute owner of his share in his(late husband's) father's ancestral property .After remarriage also she can keep the property she acquired after the death of her 1st husband.
Ms.Usha Kapoor (Expert) 27 April 2018
I already answered. this query.
Dr J C Vashista (Expert) 27 April 2018
No reply for an anonymous author.
Kumar Doab (Expert) 27 April 2018
Do you have copies of the policies, proposal form?
The policy were taken in which year?

What is mentioned ; Nominee (mere Nominee) or something else?
Kumar Doab (Expert) 27 April 2018
Pls post with your ID and you can get many replies.
Your ID does not mean your email id or phone number and don’t post these also.
Ms.Usha Kapoor (Expert) 04 July 2018
I stick to my above view


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