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Bank can debit freeze account if we use abusive language

(Querist) 08 September 2019 This query is : Resolved 
I want to know that Bank can debit freeze account if we use abusive language against bank manager .my bank account was frozen only for debit purpose . without any kind of notice....I just want to know guidelines of RBI FOR debit freeze account...
Kishor Mehta (Expert) 09 September 2019
The Bank manager can take police action against you for abusing him, but he can not freeze your account solely for that reason. You should make inquiries there should be some other cause.
Sudhir Kumar, Advocate Online (Expert) 09 September 2019
fully agreed.
P. Venu (Expert) 09 September 2019
If it is a public sector bank, you can seek the information under RTI. Even otherwise, you can take up the matter with the higher authorities or the Banking Ombudsman etc.
SHIRISH PAWAR, 7738990900 (Expert) 09 September 2019
You can also send legal notice and later on approach the consumer forum for compensation.
Raj Kumar Makkad (Expert) 13 December 2019
If this is true then the same comes within unfair trade practice of the bank and you are entitled for the grant of heavy compensation. You have various channels to press your demand.


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