Anand Wrote on
14 December 2017
This is an excellent article. I think the best case scenario for any couple where one of the partners has cheated on the other should be to agree on divorce by mutual consent and move on. Proving anything in court could automaically mean a huge financial burden and could be emotionally draining as well. In some cases, (especially if the personal who committed the offense denies all wrongdoing) going to court with the evidence may be the only option left. In this day and age, where phone calls, text messages, social media and other tools have become enablers for committing adultery, we need to be aware of ways and means to gather evidences that goes beyond corraboration and witnesses. I have attempted to address these in my blog post https://www.jodilogik.com/wordpress/index.php/spouse-partner-cheating/.
To consider the applications or cases filed by aggrieved borrower or Guarantors or 3rd parties, Facts Finding Reports along with Staff side Lapses Reports be summoned by Court/DRT/DRAT etc at all levels as mandatory which will reveal the truth and deliberate & intentional faults committed by Bank`s staff/Executives. Money influence and recommendations will be unearthed automatically. Disciplinary Actions will have direct adverse impact against the procedural lapses more seriously committed by Executives and to book them through CBI or Economic Offences Wings or Police subject to their applicable jurisdictions.
Authorised Officers of Bank`s are badly involved in unfair actions and are not aware about the exact legal requirements, so please provide any draft which can be filed in DRT/DRAT to penalise him. Banks are committing 101 lapses but borrowers or Guarantors or 3rd persons are being harassed.
Moreoever, Bank`s are not filing their RECOVERY POLICY WITH BENCH MARK RATING YEARLY duly approved by RBI nominee or alternate Nominee directors on their Board of Directors. Various Inspection & Audit Reports periodically conducted are not made part of O.A. and kept quite concealed from DRT/DRAT.