Sir, today i have received a message of cheque deposited of Rs 24k by name through SBI Home loan dept., this cheque i have provided at the time of taking home loan from SBI last year.
But in May'17 i want to surrender the house to SBI but SBI told me to surrender the same to Builder and asked your builder to refund the disbursed amount, but builder is not responding to my emails / letters / phone calls. and SBI people send the cheque to my account and due to insufficient balance the cheque was bounced. In that situation, can SBI file 138 against me??
Please help in clarifying my doubt and what precaution i have to take in future for this case.