Ramalingam K

Articles by Ramalingam K


27 October 2017 at 12:36

How to protect yourself from credit card frauds?

  POSTED BY Ramalingam K

I received a call recently from a close friend of mine in a hurried voice saying that someone had purchased a jewelry from a famous jewelers in Bangalore for Rs.1,15,000 using his credit card. That too, when he is having his card safely in his purse.

  0 comments |   285 Views


25 October 2017 at 11:19

What you need to do, before booking a flat?

  POSTED BY Ramalingam K

What factors do you look for, while comparing properties? Without any doubt, the property's location, price and possession, will be the first and foremost parameters one might consider for his/her shortlisting. However, apart from these primary o

  1 comments |   326 Views


24 August 2017 at 11:55

How to bequeath wealth to our legal heirs using nomination, joint accounts and will?

  POSTED BY Ramalingam K

Writing and Registering a Will is the best OptionThe best way to pass on one�s wealth after death is to write and register a Will in favour of those persons whom one would like to get the estate.Also Have Joint AccountsHowever, other than writi

  2 comments |   331 Views


09 January 2017 at 11:55

All you wanted to know about the Guidelines for Purchase and sale of property by NRIs and repatriation of sale proceeds

  POSTED BY Ramalingam K

It is not that complicated for Non-Resident Indians to buy or sell immovable property in India and remittance of sale proceeds, but there are certain rules and regulations to be followed during such transactions. The Reserve Bank of India governs th

  1 comments |   162 Views


23 November 2016 at 10:28

A step by step guide to write a will

  POSTED BY Ramalingam K

Those who are lucky to have created assets like residential, financial and precious metals/ stones will always have a desire to bequeath these assets to his/ her loved ones in case of his/ her death. Having assets and dying without a will, giving no

  5 comments |   666 Views


15 September 2016 at 15:04

How to influence your partner to save for your optimal retirement dream?

  POSTED BY Ramalingam K

Saving is an activity that is important for everyone to learn. And, if you are a couple then managing your money and personal finances becomes an all the more significant task to be achieved. It becomes as significant as managing your personal diet a

  1 comments |   219 Views


22 August 2016 at 11:19

A fool-proof guide to Financial Document Preservation: Keep or Kill?

  POSTED BY Ramalingam K

The Keep or Kill Dilemma:To keep or to destroy? This is a question which all of us face when we sit down with unsorted papers, bills, credit card statements, insurance premium receipts and a plethora of other papers. Deciding which papers need to be

  0 comments |   355 Views


18 July 2016 at 11:03

All you need to know about Exclusions in Your Health Insurance Policy?

  POSTED BY Ramalingam K

Claim rejection is the most disappointing subject in a policy holder’s life. The customer starts loosing trust in the company and feels betrayed. They feel the company gives unrealistic reasons for rejecting their claims.An insurance claim reje

  0 comments |   762 Views


11 May 2016 at 11:03

4 Personal Finance Questions Every College Student must answer

  POSTED BY Ramalingam K

Are you all set to enter your life�s new and most exciting phase, �the college�? College is an exhilarating period in almost every student�s life. This may sometimes let many of us move away from our home, and take up some ver

  1 comments |   640 Views


01 April 2016 at 11:11

Can low cost providers offer the best financial planning services?

  POSTED BY Ramalingam K

What do sportsmen like Lionel Messi, M S Dhoni, Tiger Woods, Serena Williams and Novak Djokovic have in common? Well they lend value to the country, club or team which they are associated with. It is their skill set which help their respective teams

  9 comments |   410 Views








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